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Tom Hales Headshot
Nice to meet you! My name is,

Tom Hales

Loan Officer
NMLS#: 2405444

Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

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Licensed in WV

A successful mortgage starts with a personal touch and a one-on-one meeting to understand your financial goals as well as what you can afford before you shop. As an experienced mortgage originator, I can help guide you through the mortgage process and help you make the best choice for you or your family. My team offers a full range of fixed-rate mortgages, adjustable-rate mortgages, conventional loans, jumbo mortgage loan options, plus government-issued and state bond loan programs.

In addition, I am committed to providing you with timely, helpful communication and friendly, skilled service. At American Pacific, we use top-notch technology, which allows you to submit, view, and sign many of the required loan documents electronically. The result? You save time, and your home loan process becomes easier and more efficient.

Your goals are my goals, whether it’s buying your first home, remodeling an older home, or getting cash out for your next adventure—I’ll always make it a priority to match your short-term and long-term financial needs with a great mortgage loan. Ready to start? Contact me today!

Office: 304 263 1000
Cell: 304 433 1219

55 Meridian Parkway, Ste 101
Martinsburg, WV 25404

All-in-One Solution

Our Loan Process...

PRE-QUALIFY

A loan prequalification sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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