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Kacey Carbonari Headshot
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Kacey Carbonari

Loan Officer
NMLS#: 1982388

Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

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At American Pacific Mortgage, we are committed to creating experiences that matter. Our clients and referral partners are top of mind with our entire team – we are very aware and appreciative that you have placed your trust in us for this very important transaction.

We offer a full suite of web, mobile, text, and email options for you to apply and communicate in the way that works best for you – and have security measures every step of the way to ensure that your private information stays that way.

Whether you’re buying your first home or are a seasoned investor, we have programs that can assist you in your home financing needs, including conventional, jumbo, FHA, VA, USDA, bridge loans, builder loans, renovation loans, and more. Call me today to see how I can help you on your path to home ownership, or perhaps to assist in refinancing your current loan to meet the goals you have in mind.

Cell: 240 818 8226
55 Meridian Parkway, Ste 101
Martinsburg, WV 25404

All-in-One Solution

Our Loan Process...

PRE-QUALIFY

A loan prequalification sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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