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The Burke Team at American Pacific Mortgage – Martinsburg, WV

Helping families, veterans, and first-time homebuyers throughout West Virginia, Maryland, Pennsylvania, and Virginia find the right home loan with confidence.

Phone Number

(304) 263-1000

Office Location

55 Meridian Parkway, Ste 101, Martinsburg, WV 25404

Email Us

tom.burke@apmortgage.com

Local Mortgage Solutions, Backed by National Strength

At The Burke Team of American Pacific Mortgage located in Martinsburg, we believe homeownership should be personal, local, and stress-free. Our team of experienced loan officers lives and works in the communities we serve.  We understand our local markets, the challenges buyers face, and the pride of home ownership.

As part of American Pacific Mortgage, one of the nation’s top independent lenders, we offer a full range of mortgage products backed by robust technology, aggressive rates, and the kind of personal service only a local lender can provide.

Our Loan Programs

We offer a complete selection of mortgage options designed for every stage of life.

Contact our team today

VA Loans

Serving veterans and active-duty military across West Virginia, including those stationed near Martinsburg Air National Guard Base.

FHA Loans

Flexible solutions for first-time and moderate-income buyers.

USDA Loans

Great for homebuyers in eligible rural areas across the counties we serve.

Conventional Loans

Aggressive terms for qualified borrowers.

Construction & Renovation Loans

Finance your dream home or remodel project.

Jumbo Loans

Ideal for higher-value homes across the Eastern Panhandle.

Reverse Mortgages

Helping seniors tap into home equity for financial freedom.

Specialty Loan Programs

Including Bank Statement Loans, DSCR Loans, Bridge Loans, HELOCs, and Asset Depletion programs for unique borrower profiles.

Proudly Serving Our Veterans

Specialized VA Loan Experts across West Virgina and throughout the mid-Atlantic markets. 

We serve veterans and military personnel stationed at or affiliated with the West Virginia Air National Guard 167th Airlift Wing, as well as those involved with Camp Dawson (WV National Guard training). We also support Coast Guard personnel connected to the USCG Operations Systems Center in Martinsburg or the Vessel Documentation Center in Falling Waters.

A man in military uniform sits on a couch with a child who has their arm around his shoulders. They are smiling and talking, with an American flag in the background.

Why Homebuyers in Martinsburg Choose The Burke Team

Local experts who live and work in the Eastern Panhandle of West Virginia
Expedited pre-approvals and smooth closings backed by APM’s national platform
Specialized experience with VA, FHA, USDA, and Conventional loans
Trusted relationships with local real estate professionals
Community-focused mortgage team that cares about your success

What Our Clients Say

Meet Our Martinsburg Team

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Arek Moss Headshot
Arek Moss
Loan Officer
NMLS#: 631405
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Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

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What are your goals?
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Purchase or Refinance

Frequently Asked Questions

The Burke team offers mortgage solutions statewide, serving homebuyers throughout Martinsburg, Inwood, Hedgesville, Shepherdstown, Falling Waters, and the greater Eastern Panhandle region. We are also licensed and conduct business in Maryland, Pennsylvania, and Virginia

Yes — VA lending is one of our core specialties. We proudly serve veterans and military families across the state of West Virginia and the mid-Atlantic region.

Yes, many surrounding areas qualify for USDA financing, which offers zero-down-payment options for eligible buyers.

You can start your application online or call (304) 263-1000 for a personalized consultation with one of the highly qualified Loan Originators in our Martinsburg Branch..

Absolutely. We offer construction and renovation loans to help you build or improve your dream home.

Yes. If you’re stationed at or affiliated with West Virginia Air National Guard 167th Airlift Wing or other regional facilities, our team can help you use your VA home loan benefits to purchase or refinance a home nearby.

Most loan programs start at a 580–620 minimum credit score, though some options allow flexibility. Our loan officers can help you find the best program for your credit profile.

Yes. VA loans and USDA loans both offer 100% financing (no down payment required) for eligible borrowers in and around Martinsburg, Inwood, and Hedgesville.

Absolutely. We offer rate-and-term and cash-out refinancing to help lower your monthly payments, consolidate debt, or access your home’s equity.

Ready to Get Started?

Your path to homeownership in Martinsburg begins here.

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