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Nice to meet you! My name is,

Tom Hales

Loan Officer
NMLS#: 2405444

Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

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Licensed in: MD, PA, VA & WV

An Iowa transplant, Tom is happy to call West Virginia home and proud to serve clients in the Eastern Panhandle and surrounding areas. With more than a decade of previous experience in education, teacher leadership, and fundraising, Tom is equipped to establish lasting relationships and guide home buyers through the mortgage process. “As a former teacher, one of the most rewarding things I get to do now is help folks, especially first-time buyers, with one of the biggest and most important purchases of their lives.” In his free time, Tom enjoys cooking, golfing, traveling, and spending time with friends and family.

Office: 304 263 1000
Cell: 304 433 1219

55 Meridian Parkway, Ste 101
Martinsburg, WV 25404

All-in-One Solution

Our Loan Process...

PRE-QUALIFY

A loan prequalification sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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